Our credit union is committed to making available financial products and services that will enable our members to meet their financial needs and reach their financial goals. Protecting personal information and using in in a manner consistent with member expectations is a high priority for everyone associated with our credit union.
To ensure that members can rely on the quality of products and services made available, the credit union stands behind the following privacy policy.
- The credit union will only collect personal information that is necessary to conduct our business. That means obtaining just what is necessary to provide competitive financial products and services – no more than that.
- The credit union will protect members’ personal information. The credit union will maintain strong security controls to ensure that member information in our files and on computers is protected.
- Members will always have access to their information. Members will always have the opportunity to review their information and make necessary changes to ensure our records are complete and accurate.
- The credit union will only share information when absolutely necessary. We will only share information to administer the products and services we provide, when required to do so by the government, or when we partner with other businesses to offer a broader array of products and services.
- The credit union will partner only with businesses that follow strict confidentiality requirements.
- The credit union will restrict access to nonpublic personal information of members’ accounts to only those employees who have a specific business purpose in utilizing this information.
- The credit union will make available upon request by a member, our privacy policy and/or privacy disclosure.
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INFORMATION WE COLLECT AND DISCLOSE ABOUT YOU
We collect and may disclose nonpublic personal information about you from the following sources:
- Information we receive from you on membership and loan applications and other forms;
- Information about your transactions with us or others;
- Information we receive from a consumer reporting agency;
- Information obtained when verifying the information you provide on an application or other forms, such as from your current or past employers or from other institutions where you conduct financial transactions.
We may also disclose information we collect about you under other circumstances as permitted or required by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of our credit union, and follow your instructions as you authorize or protect the security of our financial records.
If you terminate your membership with our credit union, we will not share information we have collected about you, except as permitted by law.
HOW WE PROTECT YOUR INFORMATION
We restrict access to nonpublic personal information about you to those employees who have a specific business purpose in utilizing your data. Our employees are trained in the importance of maintaining confidentiality and member privacy. We maintain physical, electronic and procedural safeguards and comply with federal regulations and leading industry practices to safeguard your nonpublic personal information.